PCI compliance consulting services

Aside from PCI DSS consulting, Yalantis experts can provide guidance on achieving compliance with other PCI standards, such as:

• PA-DSS (Payment Application Data Security Standard). This standard applies to software vendors and developers who create payment applications that store, process, or transmit payment data. It ensures that these applications are secure and store sensitive data properly.
• PCI PTS (Payment Card Industry PIN Transaction Security). This standard applies to hardware devices used in processing PIN-based transactions, such as point-of-sale terminals and PIN pads. It ensures that these devices meet security requirements for protecting sensitive PIN data.
• PCI P2PE (Payment Card Industry Point-to-Point Encryption). This standard focuses on data encryption from the point of capture (e.g., at a card reader or point-of-sale terminal) until it reaches the payment processor or acquiring bank. Encryption reduces the risk of data breaches by protecting it throughout the transaction process.
• PCI SSF (Payment Card Industry Software Security Framework). This framework provides guidelines for secure software development practices within the payment industry. It covers various aspects of software security, including secure coding practices, vulnerability management, and secure software lifecycle management (data lifecycle management).

Moreover, a Yalantis PCI consultant can assist you in developing software solutions using best practices and components from the global PCI compliance framework, including:

• PCI scoping. Determining the scope of PCI compliance involves identifying all systems, processes, and people within an organization that are involved in handling payment data. Proper scoping is essential for accurately assessing compliance requirements.
• PCI compliance validation. PCI compliance can be validated through various types of assessments, including self-assessment questionnaires (SAQs) for smaller merchants, external audits by qualified security assessors (QSAs), and internal assessments for larger organizations.
• PCI 3D Secure (3DS) authentication protocol. PCI 3DS is designed to add an additional layer of security for online credit and debit card transactions. It allows card issuers to authenticate cardholders during online transactions by prompting them to enter a password or other form of authentication. This reduces the risk of fraudulent activities and increases confidence among both merchants and consumers.

What are requirements for achieving PCI compliance?

To become PCI DSS compliant, your organization or business has to meet 12 essential requirements. They ensure that robust security measures are implemented to protect financial data.

Yalantis PCI consultants can help you meet all 12 PCI compliance requirements and implement appropriate security controls.

1. Install and maintain network security controls. Firewalls are essential for controlling access to payment data and preventing unauthorized network traffic.
2. Apply secure configurations to all system components. Default passwords and settings are often easy targets for attackers. It’s crucial to change these defaults to strong, unique passwords and configurations.
3. Protect stored cardholder data. Cardholder data should be encrypted when stored, whether on disk, in databases, or in other storage mediums.
4. Encrypt transmission of financial data across open, public networks. Whenever such data is transmitted over networks, it should be encrypted using strong encryption protocols and algorithms to make data more secure.
5. Protect systems and networks from malicious software. Antivirus software helps detect and remove spyware, malware, and viruses that could compromise user data security. Regular updates and other controls ensure protection against the latest threats.
6. Develop and maintain secure systems and software. Organizations should implement secure coding practices, perform security updates, and conduct regular vulnerability assessments to identify and address security flaws in systems and applications.
7. Restrict access to system components and financial data by business need to know. Access to data should be limited to only those individuals who require it to perform their job duties.
8. Identify users and authenticate access to system components. Each user accessing systems that handle payment data should have a unique user ID to track and monitor their activities. This helps enforce accountability and traceability.
9. Restrict physical access to cardholder data. Physical access to networks and storage areas containing cardholder data should be restricted to authorized personnel only. Physical security measures such as locks, access controls, and surveillance help prevent unauthorized access.
10. Log and monitor all access to system components and customer data. Logging mechanisms should be implemented to record and monitor all access to systems, networks, and cardholder data. These logs should be regularly reviewed for suspicious activities or unauthorized access attempts.
11. Test security of systems and networks regularly. Organizations should conduct regular security testing, including vulnerability scanning, penetration testing, and security assessments, to identify and address potential weaknesses in their security controls.
12. Support information security with organizational policies and programs. Organizations should develop and maintain comprehensive security policies that address all angles of information security, including employee training, incident response, risk management, and compliance with PCI DSS requirements.