Payment app development

Yalantis has experience developing one of the biggest neobanks in America as well as building wealth management systems, integrating with Banking-as-a-Service (BaaS) solutions, and implementing payment functionality in FinTech products.

Over the course of 5+ years engaged in online payment transfer app development, we’ve integrated with more than 30 third-party service providers that offer functionality for various banking operations. To smoothly integrate a solution with so many third-party services, we exploit our own integration strategy and SDK (the Yalantis Banking Accelerator) that account for all possible technological, business, and security risks and challenges. We also reuse development approaches to lower development costs. With the help of our SDK, we speed up integration with third-party payment services. 

Integrations we’ve worked with include Galileo, Mambu, Temenos, Unit, Solid, Marqeta, Lob, Stripe, TransUnion, Currencycloud, Wise, Jumio, IDology, Socure, Emailage, iOvation, LexisNexis, ComplyAdvantage, Tookitaki, Giact, InGo, Money, Plaid, AppsFlyer, Segment.io, Firebase, Snowplow, Braze, AirFlow, Orbis, Apex, Polygon, Alpaca, Orion, Wyre, ZeroHash, Ujet, Salesforce, Intercom, Airflow, and Zendesk.

Please note that this list is not exhaustive, and we are ready to implement any other third-party service you may need for your business success.

Yalantis has worked with peer-to-peer (P2P) payments, ACH payments, and international transfers (including wire transfers) for individuals, freelancers, small and midsize businesses, and enterprises. One of our projects also included implementing functionality for crypto payments via integration with a cryptocurrency payment gateway. Additionally, we’ve worked with recurring payments for individuals and businesses. As part of our strategy for ensuring a top-notch user experience, we designed a mechanism for moving all of a user’s recurring payments from a competitor’s bank to our client’s bank. The process was automated, allowing our client to increase the number of transactions that took place on their platform. Consequently, they achieved higher revenue. 

Our business analysts can help you build proper money flows; our solution architects can choose and design an appropriate solution architecture considering integrations with multiple third-party services; and our engineers can write clean, quality code that complies with best practices. The result is a high-grade end-to-end solution along with the constant support of experienced and dedicated teams.

Yalantis understands security risks that the FinTech industry faces. To assure our clients of the security of internal development processes, we have obtained ISO 9001 and ISO 27001 certifications. Additionally, to demonstrate strict alignment with FinTech security requirements, we comply with PCI-DSS, PSD2, SOC2, and the GDPR.

Moreover, to ensure extra protection for the solutions we develop, we pay close attention to fraud protection and risk prevention. We design specific rule sets to identify and immediately block potentially fraudulent activities, avoiding system damage and protecting against fraud. Such an approach has helped us build a strict system for protecting against DDoS attacks, which are common in the FinTech industry.